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DefinitionSudden movement of a block of the Earth’s crust along a geological fault and associated ground shaking (IRDR Glossary). Earthquake can be defined as the shaking of earth caused by waves moving on and below the earth's surface and causing: surface faulting, tremors vibration, liquefaction, landslides, aftershocks and/or tsunamis (WHO). Facts and figuresThe size or magnitude of earthquakes is determined by measuring the amplitude of the seismic waves recorded on a seismograph and the distance of the seismograph from the earthquake. These are put into a formula which converts them to a magnitude, which is a measure of the energy released by the earthquake. For every unit increase in magnitude, there is roughly a thirty-fold increase in the energy released. Earthquake magnitude was traditionally measured on the Richter scale. It is often now calculated from seismic moment, which is proportional to the fault area multiplied by the average displacement on the fault (Australian Government). There are four different types of earthquakes: tectonic, volcanic, collapse and explosion.
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Term ParentsWhich of the following terms best describes a trembling or shaking of the earth that is?Which of the following terms best describes a trembling or shaking of the earth that is volcanic or seismic in origin? Correct! Earthquakes are excluded by most standard property forms, but coverage for may be added by endorsement to most property policies.
What is earthquake description?An earthquake is a weak to violent shaking of the ground produced by the sudden movement of rock materials below the earth's surface. The earthquakes originate in tectonic plate boundary.
Which of the following would be considered the most important factor in determining the rates and premiums for an application for an auto policy?Driving Record. Your driving record is crucial in determining your premium and your insurability.
What is not true about earthquake coverage?Earthquake insurance usually does not cover anything that your homeowners policy already covers. For example, your homeowners policy covers fire damage, even if an earthquake causes the fire. Therefore, your earthquake policy does not cover fire damage.
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