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Which of the following groups may not be insured by a group life insurance policy Quizlet

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Sarah, age 65, the owner of a $150,000 whole life policy, decides to surrender the policy and take the $90,000 cash value in a lump sum. Over the years, she has paid a total of $54,000 in premiums. How much, if any, of the payment will be taxed as income?

A. $0
B. $36,000
C. $54,000
D. $90,000

Before he died, Gary received a total of $9,200 in monthly income payments from his $15,000 straight life annuity. He also was the insured under a $25,000 life insurance policy that named his wife, Darlene, as primary beneficiary. Considering the two contracts, Darlene would receive death benefits totaling

A. $15,000
B. $25,000
C. $30,800
D. $40,000

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