False advertising, misrepresentation, and defamation are all examples of which of the following

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Unacceptable business practices
Coordinated deceptive practices
Misleading representation
Dishonest pricing practices
Clickbait Ads
Misleading ad design
Manipulated media
Unreliable claims
Unclear relevance
Unavailable offers
Which of the following is the best description of an insurer?
Which of the following is a requirement for obtaining a Texas insurance agent's license?
What should an insured do if the insurer does not send claims?
What type of insurance company is domiciled in England but conducts business in the United States?

We want users to trust the ads on our platform, so we strive to ensure ads are clear and honest, and provide the information that users need to make informed decisions. We don’t allow ads or destinations that deceive users by excluding relevant product information or providing misleading information about products, services, or businesses.

Unacceptable business practices

The following is not allowed:

Scamming users by concealing or misstating information about the advertiser’s business, product, or service
Examples (non-exhaustive):
Impersonating brands or businesses by referencing or modifying the brand content in the ads, URL, destinations or misrepresenting yourself as the brand or business in user interactions
Enticing users to part with money or information through a fictitious business that lacks the qualifications or capacity to provide the advertised products or services
False advertising of services that could endanger a user’s health, life, or safety. Pretending to provide critical services that result in a delay to the user receiving treatment or medical help
Ad destinations that use “phishing” techniques to gather user information
Examples (non-exhaustive): Sites that trick users into revealing their personal information by mimicking a trusted entity such as a browser or bank
Note: We may take action on advertiser’s account based on, for example, adverse regulatory warnings, settlements, or rulings about an advertiser’s business practices, or direct complaints from businesses and other entities about impersonation.

We take violations of this policy very seriously and consider them egregious. An egregious violation of the Google Ads policies is a violation so serious that it is unlawful or poses significant harm to our users. In determining whether an advertiser or destination is violating this policy, we may review information from multiple sources including your ad, website, accounts, and third-party sources. If we find violations of this policy, we will suspend your Google Ads accounts upon detection and without prior warning, and you will not be allowed to advertise with us again. If you believe there's been an error, and that you haven’t violated our policy, submit an appeal and explain why. We only reinstate accounts in compelling circumstances, and when there is good reason so it's important that you take the time to be thorough, accurate, and honest. Learn more about suspended accounts.

Coordinated deceptive practices

The following is not allowed:

Coordinating with other sites or accounts and concealing or misrepresenting your identity or other material details about yourself, where your content relates to politics, social issues, or matters of public concern

Directing content about politics, social issues, or matters of public concern to users in a country other than your own, if you misrepresent or conceal your country of origin, or other material details about yourself

Misleading representation

The following is not allowed:

Making misleading statements, obscuring, or omitting material information about your identity, affiliations, or qualifications
Examples (non-exhaustive): implying affiliation with or endorsement by, another individual, organization, product, or service without their knowledge or consent; an affiliate marketer advertising legal services without disclosing that they do not provide legal services; an unlicensed home contractor claiming to be a licensed provider; non fulfillment of product or service claimed in the ad due to a lack of qualifications

Providing an inaccurate business name or business name that does not clearly represent the advertised business or disambiguates from similar businesses in the ad or user interactions
Example (non-exhaustive): misrepresenting your business name in calls with users

Violations of this policy will not lead to immediate account suspension without prior warning. A warning will be issued, at least 7 days, prior to any suspension of your account. Learn more about suspended accounts.

Dishonest pricing practices

The following is not allowed:

Failure to clearly and conspicuously disclose the payment model or full expense that a user will bear
Examples (non-exhaustive): not exposing price, shipping costs, and other billing related information, interest rates, late payment fines or recurring subscription cost; using premium rate phone numbers in call assets; inflating prices from the quoted amount to exploit users in vulnerable situations or who are under duress
Advertising products or services as free when they are chargeable
Examples (non-exhaustive): Promoting apps as free when a user must pay to install the app
Check the ad and its destination to see where they might be missing important information. Here are some examples:
Payment model and billing information: Make sure that your site or app clearly and conspicuously discloses the full expense that a user will bear, as well as how your billing process works. When making the determination whether something is clear and conspicuous, we may take into account factors like:
Whether the pricing information is visible and obvious to users (for example, having no pricing information on the landing page, or hiding the information, is a bad start because users should have access to this information before using the service)
Whether customers can easily see and understand the costs they’re going to incur, or whether, to the contrary, the page is designed in a way to hide the pricing information or make it difficult for customers to understand the costs they are going to occur (for example, displaying the pricing information in grey characters over a grey background, using very small fonts, or displaying other elements of the page over the important information)
Whether the fee structure is easily understandable (for example, the formula presented to explain how the cost of the service will be determined should be as simple and straightforward as possible)
Specific example: When charging users via the use of a premium rate phone number clearly and conspicuously showing the costs that the user will bear, such as the price per call and/or the price per minute of the call.
App installs: Make sure you remove any content from the ad creative that leads users to believe that your app is free to download when it's not.
Fix the ad’s destination. Add any required information. If you can’t fix the ad’s destination, update the ad with a new destination that complies with this policy.
Edit the ad. Add any required information. If your ad already complies with the policy but you made changes to the ad’s destination, make an edit in the ad and save it. This will resubmit the ad and its destination for review.

Clickbait Ads

The following is not allowed:

Ads that use clickbait tactics or sensationalist text or imagery to drive traffic
Examples (non-exhaustive): Ads that claim to reveal secrets, scandals or other sensationalist information about the product or service being advertised; ads which use clickbait messaging such as ‘‘Click here to find out”, “You won’t believe what happened” or phrases synonymous or similar to encourage the user to click on the Ad in order to understand the full context of the ad; ads which use clearly altered zoomed in body parts, mugshots, or real life accident or disaster photos to promote a product or a service; or ads which use “before and after” images to promote significant alterations to the human body
Ads that use negative life events such as death, accidents, illness, arrests or bankruptcy to induce fear, guilt or other strong negative emotions to pressure the viewer to take immediate action.
Examples (non-exhaustive): Ads that pressure the user to purchase, subscribe to or stop consuming a product or service in order to avoid harm; ads which use depictions of severe distress, pain, fear or shock to promote a product or service

Misleading ad design

The following is not allowed:

Ads that make it difficult for the user to understand they are interacting with an ad
Examples (non-exhaustive): Ads that resemble system or site warnings/error messages; ads that simulate messages, dialog boxes, menus, or request notifications; hosted ads that are indistinguishable from other content; ads depicting features that do not work, such as close buttons, text input boxes, multiple choice options; download/install buttons or icons in image ads; ads with a transparent background; images that are segmented; an image that contains multiple copies of itself within the ad; images that appear to be more than one ad; moving and clicking arrows; ads that use surreptitious techniques to disguise their nature
Note: Animated ads and Ad gallery ads can have mock animated features or icons as long as the functionality works or the purpose of these features can be found on the landing page.

Manipulated media

The following is not allowed:

Manipulating media to deceive, defraud, or mislead others
Examples (non-exhaustive): Deceptively doctoring media related to politics, social issues, or matters of public concern

Unreliable claims

The following is not allowed:

Making inaccurate claims or claims that entice the user with an improbable result (even if this result is possible) as the likely outcome a user can expect
Claims related to health and weight loss
Making unproven claims of cures for incurable medical ailments
Examples (non-exhaustive): "Miracle cures" for medical ailments such as arthritis, diabetes, Alzheimer’s disease, or cancer; Products that claim to be “cure-all” for several diseases;
Note: For health-related claims, including testimonial content, we may defer to local regulatory guidelines when enforcing this policy.
Making claims of unrealistic weight loss within a specific time frame or requiring little effort
Example (non-exhaustive): Extreme weight loss products or programs
Specific example: A weight loss ad that says you can eat whatever you want and lose 10 pounds in a month
Content promoting harmful health claims, or content that relates to a current, major health crisis and contradicts authoritative scientific consensus
Examples (non-exhaustive): Anti-vaccine advocacy; denial of the existence of medical conditions such as AIDS or Covid-19; gay conversion therapy
Note: If you guarantee certain results, have a clear and easily accessible refund (money-back) policy. Testimonials that claim specific results must include a visible disclaimer stating that there is no guarantee of specific results and that the results can vary. Include links to third-party verification or include relevant and noticeable disclaimers when testimonials and endorsements imply that results are typical.
Claims related to financial products or money making schemes

Making unrealistic promises of large financial return with minimal risk, effort or investment
Examples (non-exhaustive): "Get rich quick" schemes; guaranteeing returns, or promising returns that are unrealistic or exaggerated for the advertised investment product; presenting investment products as risk-free or downplaying the risk of investment opportunities
Claims related to politics, social issues, or matters of public concern
Making claims that are demonstrably false and could significantly undermine participation or trust in an electoral or democratic process
Example (non-exhaustive): Information about public voting procedures, political candidate eligibility based on age or birthplace, election results, or census participation that contradicts official government records; incorrect claims that a public figure has died, or been involved in an accident
Making claims that contradict authoritative, scientific consensus on climate change

Unclear relevance

The following is not allowed:

Promotions that are not relevant to the destination
Examples (non-exhaustive): An ad that uses the keyword insertion feature without a relevant "default" keyword in place; ad title not relevant to ad content; ad doesn't clearly indicate that the resulting destination is a search results page; ad doesn’t accurately describe what the user will see on the destination; using overly general keywords or engaging in keyword spam
Note: When using keyword insertion, include default ad text that is clear and easy to understand.

Unavailable offers

The following is not allowed:

Promising products, services, or promotional offers in the ad that are unavailable or aren't easily found from the destination
Examples (non-exhaustive): Promoting products that are not stocked; promoting a deal that is no longer active; promoting a price that is inaccurate; call-to-action in the ad that isn't easily available from the destination
Specific example: Ad reads "Buy tablets from $40," but upon clicking on the ad, the user finds no tablets available for purchase at $40
Note: Avoid creating ads for specific offers unless you can update your ads as your inventory or offers change. For example, if you create an ad for a one-day promotional discount, remember to update or remove the ad the next day when the offer is no longer available. If the inventory or prices on your site change often, consider setting up Dynamic Search Ads, which automatically show your ad based on the content of your website.

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Which of the following is the best description of an insurer?

An insurer is the company responsible for paying claims under a contract of insurance. An insurer provides insurance policies, while an insured is protected by those insurance policies.

Which of the following is a requirement for obtaining a Texas insurance agent's license?

To get a Texas insurance license you first have to pass the state exam. Next you submit your fingerprints for a background check. If you pass the exam and the check, submit your license application.

What should an insured do if the insurer does not send claims?

If your health insurer refuses to pay a claim or ends your coverage, you have the right to appeal the decision and have it reviewed by a third party. You can ask that your insurance company reconsider its decision.

What type of insurance company is domiciled in England but conducts business in the United States?

An alien insurer provides insurance coverage in a country or countries other than its country of domicile. For example, if a company's home office is located in Toronto, Canada, but its insurance business is conducted in California, USA, that company would be known as an alien insurer in California.